Get started

Documents & policies

Authoritative texts on use, privacy and related topics — always in the current version.

Key documents

Please read these documents before opening an account. If summaries on the site differ from the full PDF/HTML versions, the linked documents prevail.

Changes & archive

We may update policies when laws, products or security requirements change. The last revision date appears in each document header. Older versions are available on request or in the customer area.

FAQ

Terms, privacy and availability of documents.

Where are the full terms?
The “Terms of use” link opens the version that applies to your region. You can read it in the browser or print it (print view / PDF where offered).
Are documents available only in one language?
This interface may offer several languages depending on region. The version shown at registration prevails.
How will I know about updates?
Material changes are announced by email, in-app notice or banner. Please keep your contact details up to date.
Can I request a certified copy?
For regulatory or bank procedures, contact support. We review each case and explain options and timelines.